Terms & Conditions

This website is intended solely for lawful informational and educational purposes related to financial education and advisory support services provided by 4LNA LLC. By accessing this website, you agree not to: • Violate any applicable local, state, federal, or international laws • Attempt unauthorized access to any system, network, or data • Distribute malicious software, viruses, or harmful code • Misuse, reproduce, or redistribute website content without permission • Interfere with website security systems or functionality • Use automated tools to scrape, crawl, or harvest website data • Engage in any conduct that could damage the reputation of 4LNA LLC

4LNA LLC does not guarantee financial outcomes, investment performance, or future results of any kind. All financial information, educational materials, and advisory guidance provided through this website or in consultation sessions is educational in nature. It should not be interpreted as: • A guarantee of profitability or investment success • A promise of specific financial returns or outcomes • A representation that any strategy will perform as described • Personalized investment advice tailored to your specific situation Financial markets involve inherent risk. Past educational examples do not guarantee future performance.

All materials published on this website, including articles, guides, educational content, and advisory descriptions, are provided for informational and educational purposes only. This content does not constitute: • Regulated investment advice under applicable securities laws • Tax advice or tax planning recommendations • Legal advice or legal guidance • Accounting services or financial statement preparation Users should consult appropriately licensed professionals — including registered investment advisors, tax professionals, attorneys, and accountants — where advice specific to their individual circumstances is required.

All content published on this website, including but not limited to: • Written text, articles, and descriptions • Graphics, images, and visual design elements • Branding, logos, and trade names • Page layouts and structural elements • Educational materials and frameworks ...remains the exclusive intellectual property of 4LNA LLC unless otherwise stated in writing. Unauthorized reproduction, distribution, modification, or commercial use of any website content is strictly prohibited without prior written consent from 4LNA LLC. Requests for content licensing may be directed to info@4lnallc.com.

This website may reference, link to, or mention third-party services, financial custodians, regulatory bodies, or external resources for informational purposes. 4LNA LLC is not responsible for: • The content, accuracy, or policies of external websites • Products or services offered by third-party providers • Any transactions or interactions occurring on external platforms • Privacy practices of linked third-party websites References to custodians such as Charles Schwab or Fidelity are provided for informational compatibility context only and do not constitute an endorsement, partnership, or affiliation.

To the fullest extent permitted by applicable law, 4LNA LLC shall not be liable for any: • Direct, indirect, incidental, or consequential damages • Financial losses arising from reliance on website materials • Data loss, system interruption, or service unavailability • Errors, omissions, or inaccuracies in educational content • Losses resulting from unauthorized access to your information This limitation applies regardless of the legal theory under which liability is claimed. Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, in which case the applicable limitations will apply to the fullest extent permitted by law.

4LNA LLC reserves the right to modify, suspend, temporarily interrupt, or permanently discontinue any aspect of website functionality at any time without prior notice. We do not warrant that: • The website will be available at all times without interruption • Website content will be free from errors or inaccuracies • The website or its servers are free from viruses or harmful components We will make reasonable efforts to maintain website availability and communicate planned maintenance when feasible.

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms & Conditions by reference. By using this website, you acknowledge and agree to the data collection, use, and protection practices described in our Privacy Policy. The Privacy Policy can be accessed at any time through the footer navigation of this website or by contacting us directly at info@4lnallc.com.

By submitting forms, consultation requests, or any communications through this website, users confirm that: • All information provided is accurate and truthful to the best of their knowledge • They have the authority to provide the information submitted • They consent to 4LNA LLC using the information as described in our Privacy Policy • They are 18 years of age or older 4LNA LLC reserves the right to decline service to any user who provides false or misleading information.

These Terms & Conditions shall be governed by and construed in accordance with the laws of the United States and the State of Oregon, without regard to conflict of law principles. Any disputes arising from or related to these Terms or the use of this website shall be subject to the exclusive jurisdiction of the courts located in Clackamas County, Oregon, unless otherwise required by applicable law. Users located outside the United States access this website voluntarily and are responsible for compliance with their local laws.

4LNA LLC may revise, update, or replace these Terms & Conditions at any time without prior notice. Updated terms become effective immediately upon posting to this page. The effective date displayed at the top of this page reflects the most recent revision. Continued use of this website following any modifications constitutes acceptance of the updated Terms. We encourage users to review these Terms periodically to stay informed of any changes.